Xcelsior Financial Services

Xcelsior Financial Services offer a credit facility against any movable assets. The application process is quick, easy and paperless. You can have the cash transferred to the bank account of your choice within 45 minutes. There is no lengthy administrative process and no red tape. Loans are available from a minimum of R5 000 to a maximum of R500 000 and only limited to the value of assets offered as security.
XCELSIOR’s unique loan model makes us the preferred short term credit provider in South Africa. We believe in doing well by doing good.

You would need the following to qualify:

• You would need to own a FULLY paid up movable asset that is in your name, for example we take: Cars, Trucks, Motorcycles, Trailers, Boats ETC.

• Once the loan amount is accepted we then pay it out in any bank account of your choice, the money is available even before you leave our premises. The whole process takes approximately 45 minutes.

• The vehicle does stay with XCELSIOR in a security storage facility along with the original RC1 papers and once the loan is paid up we release both your asset and RC1 back to you within 24 hours.

• You will need to bring your ID and drivers license to any of our 5 branches when taking out the Loan with Xcelsior.

No affordability assessments or credit checks. Any client is welcome as the value of the assets used as security determines the qualified loan amount.

Contact Xcelsior Financial Services


Contact Numbers: +27 (0)12 997 1062
+27 (0)12 997 3946
E-Mail Address: info@xcelsiorloans.co.za
Office Address: Building 2, Villebois Office Park
Cnr De Villebois & Jacques Streets
Moreleta Park

Tel: 011 894 4166


Email: boksburg@xcelsiorloans.co.za

Web: www.xcelsiorloans.co.za

100 Elizabeth Road Bartlett, Boksburg,

El Ridge Office Park,

Block C No:

7 First floor

Contact Numbers: +27 (0)12 546 9207
+27 (0)12 546 9421
E-Mail Address: pretorianorth@xcelsiorloans.co.za
Office Address: Office 107
Normed Centre
260 Burger Street
Pretoria North


Contact Numbers: +27 (0)13 656 0058
+27 (0)13 656 0275
Fax Number: +27 (0)13 656 0018
E-Mail Address: witbank@xcelsiorloans.co.za
Office Address: Smokey Mountain Office Park
Unit 11A, Ground Floor
Route N4 Business Park, Ben Fleur x11
Contact Numbers: +27 (0)11 262 0086
+27 (0)11 262 0087
Fax Number: +27 (0)11 262 0084
E-Mail Address: sandton@xcelsiorloans.co.za
Office Address: Pinmill Farm, Block G, 1st Floor
164 Katherine Street

Contact Numbers:+27 (0)11 475 1579 +27 (0)11 475 1773
Office Address:
Shop 10, Retail Section of Constantia Office Park
Corner 14th Avenue & Hendrik Potgieter Road
Constantia Park
(Next to Samsung Smart Care Centre)

Circle Finance

Circle Finance offers short term loans and long term loans. Short term loans are in the form of payday loans which are payable around your next pay day.

Circle Finance understands that each individual has unique financial circumstances. It’s for this reason that the institution sets repayment terms that are determined by individual credit profiles.

Short term loans are provided, which may be useful for paying for emergency repairs, repairing a burst geyser or paying for fuel costs for the month.

Circle Finance loan Requirements

  • Be older than 18 years of age
  • Be employed for more than 6 months
  • Provide your latest payslip
  • Provide a valid South African ID
  • Provide proof of banking

With Circle Finance, you are assured of a convenient loan process. You can visit their website to apply for a loan. This gives you the benefit of not having to wait in any long bank queues or having to go through tedious face-to-face interviews with consultants. You can apply from wherever you are, as long as you have a secure internet connection as well as the required documentation and information.

Visit Circle Finance here:
1st Floor
6 Tandlea House
Cnr De Wet 7 12th Ave

JDFS Loans

JD Financial Services is a financial solutions provider underwritten by Maravedi Financial services. Tailored solutions are designed to meet your personal and lifestyle loan needs. Insurance related products are also offered. Paying for various expenses is made easier by obtaining credit from JD Financial Services.

JD Financial Services has partnered with brands such Barnetts, Bradlows, Electric Express, Incredible Connection, Hi-Fi Corp, Joshua Doore, Morkels, Price and Pride and Russells.

You can finance any of your furniture or appliances with fixed instalments for a fixed term or interest rates as low as 5%. With over 1000 stores to choose from, there is an array of options for obtaining tailor-made solutions to finance your needs.

What is required?

A valid South African I.D.
Latest payslip
Bank statements (last 3 months)
Proof of residence

If you are self-employed, provide your latest 3 months’ bank statements and last 6 months’ business bank statements, income tax certificate.

You’ll also need to provide proof of Credit Life Insurance in your name.

The institution provides clients with 60 months to repay credit taken out. There are monthly statements that will be sent to you after repayment.

These repayments are made via debit order, EFT or in-store at any of the stores mentioned previously.

To see if you qualify, log onto www.jdgroup.co.za or simply SMS your name, surname and ID number to 4153.

Dunami – Instant Cash Loans

With Dunami you get instant Cash Loans, Apply now and get instant approval on small hassle free Loans.  Loans range from R1000 to R5000 repayable over one to six months. Our application process is web and mobile enabled, meaning clients can apply at anytime from anywhere.

Dunami Head Office

(021) 11 00 600
Suite 702 Boland Bank Building,
16 Lower Burg Street
Cape Town


ABSA bring real convinience through ABSA ATM Loan. Instead of queuing inside a branch for a loan, with ABSA ATM Loan it becomes easier for you when you’re able to apply for a personal loan through internet banking, cellphone banking, at an Absa ATM or if you prefer at your nearest branch.

ZERO Interest charges

If the ABSA ATM loan is paid within a month, there are zero interest charges. Only a small start-up fee is applied on all ATM loans. This loan has very low processing requirements and formalities, for they only check your credit history and access to online banking.

When applying through any ATM machine across South Africa, and once approved, the money is available instantly in your account.

Head down to any Absa ATM today
or call 0860 100 372

Sanlam Personal Loan

Sanlam Personal Loans are up to R100,000 whenever you need it and they are at a fixed interest rate for your peace of mind.

Whether you need money for unexpected expenses, a medical crisis, to further your children’s education, renovate your home or consolidate your accounts – a *Sanlam Personal Loan of up to R100,000 could be the ideal solution. And of course, it makes perfect sense to turn to someone you already trust with your finances; someone with an established reputation and many years of experience in the financial services industry…


Apply online right now in 2 easy steps to see if you qualify.
You must be a South African citizen, over 18 years of age.
You must permanently live and work in South Africa.
You need a regular monthly income of at least R2 500 per month (proof of income will be required if you’re self-employed) and clear credit references.
Have your ID number and bank account details into which your salary is paid, handy.
We try to accommodate all requests, but ultimately your final loan amount will be based on your current personal financial profile and subject to credit approval.

Cashbuild Building Loan

Cashbuild Building Loan backed by Nedbank repayment plan is available at any Cashbuild branch to qualifying individuals. Purchase goods from R2 000 to R75 000 with up to 60 months to pay. You can use it to Build, renovate or extend your home.

Requirements for a Cashbuild Building Loan

Green Bar Coded Id card
Latest Payslip
Three months Bank statement
Proof of residence

Get your Loan Now ! Apply Online
Loan no credit check
Debt Consolidation Loan
Loan in Minutes
In addition you must:

Be employed and earn a salary of at least R2 000
Be contactable on a landline

Apply at your nearest cashbuild today !.

ezimo – Loans at Boxer Stores and Pick n Pay

You can have up to R3000 of your approved loan paid out in cash at participating Pick ’n Pay and Boxer stores, nationwide with Ezimo. If your approved loan is more than R3 000 the balance will be paid into your bank account.

How to apply

ezimo is simple to ask for and easy to collect. Here’s how it works:

  • ask your credit provider about ezimo
  • choose ezimo to have your money paid out in cash
  • sign the ezimo terms and conditions
  • take your ezimo terms and conditions with you when you leave the branch (they contain your ezimo cash payout amount)
  • wait for an SMS with your ezimo reference number. You will receive this SMS when your loan is approved
  • go to any participating Pick ’n Pay or Boxer store nationwide within 72 hours
  • tell the Cashier that you would like to make a mobile withdrawal
  • give the cashier your ezimo reference number (this is in your SMS) and your ezimo cash payout amount (this is in your ezimo terms and conditions)
  • your money will be paid out in cash. The teller will also give you a receipt

Contact Ezimo


Credit U Loan

With a large network of branches , Credit U Loan is sure to assist you in your personal loan requirements