Alternative Loans based in Alexandra, Gauteng offer short term loans from as little as R500 up to R16, 000 at a market related interest rate. Alternative Loans offer customers a personalised repayment terms based on negotiations, however they will give one full month to pay back the loan. These loans are very reliable and convenient to individuals not looking to get tied on a long term loan agreement.
You can apply for Alternative Loans with four easy steps. Firstly you need to figure out how much you would like to apply for and contact them. You can visit them in Alex, email application or apply online. To apply online, simply visit their website and complete the application form with your details and a consultant will contact you back to assist with the process. If your application is approved, funds will be paid directly into your banking account same day.
You can use the funds however you wish. You may pay for your education fees, fix your car, fix home, go on a family vacation, pay medical expenses, handle small legal fees and so on.
Who must apply for Alternative Loans?
Any person who meets the following requirements criteria and looking for a loan provider they can trust is welcome to apply for the loan.
18 years or older,
permanently employed for 3 months minimum,
earning a regular income a month and are in the possession of a bank account and
SA green bar coded ID, then you will qualify for this loan.
Get a quick micro loan from Microfin Cash Loans for up to R15,000 and get same day cash payout.
The terms can vary from 1 month to 6 months. It can be used for unforeseen emergencies where you may need access to finance.
It’s very important to remember, that with a Micro loan the entire amount owing, with interest is payable within 1 month or sometimes within 6 months. So make sure that you only apply for what is needed
Tel: 021-683 2595 Address: Station Weg 11, Claremont, 7700. E-mail: firstname.lastname@example.org
Apply for a loan of up to R6 000 with JN Finance in Bloemfontein. JN Finance comprises of of Impala Finance, Amantla Finance, Zani Finance, Kagiso Finance, New Africa Finance, Rainbow Finance, Mangaung Finance, Iwita Finance, Hamilton Finance.
051 448 1003 – Aletta Botes
131 A St Andrew Street
051 448 9777 – Eckhardt Booysen
131 B St Andrew Street
051 448 4793 – JP Botha
22 Fontein street
051 448 0471 – Marius Botha
92 Nelson Mandela street
NEW AFRICA FINANCE
051 448 8444 – Ronald Pieterse
27 Fichardt Street
051 448 8282 – Lelanie Jordaan
7 Charles street
051 432 7385 – Chris Pietersen
6 Dennis Pooley street
Policy Trader provides an alternative to a personal loan by providing an option to SELL YOUR restricted investment.
No matter whether you have bad/poor credit history, Policy Trader is able to provide you with an option that does not require you to apply for a loan or pay back any interest. No credit vetting (credit check) and no interest is charged because you are selling something you own.
If you own an endowment policy, structured product or preference shares which is restricted, you are still able to sell it for a market related price even though the life companies or product providers are not able to offer you a price due to it being restricted. Policy Trader will pay out the agreed cash amount within 48 hours*, making the process quick, simple and hassle free.
Products that don’t qualify at Policy Trader
are: Retirement annuities, new generation pure life cover only policies, deferred compensation, policies that have already matured and lastly funeral policies.
Xcelsior Financial Services offer a credit facility against any movable assets. The application process is quick, easy and paperless. You can have the cash transferred to the bank account of your choice within 45 minutes. There is no lengthy administrative process and no red tape. Loans are available from a minimum of R5 000 to a maximum of R500 000 and only limited to the value of assets offered as security.
XCELSIOR’s unique loan model makes us the preferred short term credit provider in South Africa. We believe in doing well by doing good.
You would need the following to qualify:
• You would need to own a FULLY paid up movable asset that is in your name, for example we take: Cars, Trucks, Motorcycles, Trailers, Boats ETC.
• Once the loan amount is accepted we then pay it out in any bank account of your choice, the money is available even before you leave our premises. The whole process takes approximately 45 minutes.
• The vehicle does stay with XCELSIOR in a security storage facility along with the original RC1 papers and once the loan is paid up we release both your asset and RC1 back to you within 24 hours.
• You will need to bring your ID and drivers license to any of our 5 branches when taking out the Loan with Xcelsior.
No affordability assessments or credit checks. Any client is welcome as the value of the assets used as security determines the qualified loan amount.
HopOn Loans , a completely online product of Izwe Loans offer tailor-made loans from R 5250 to R20 000 ith repayment periods of up to 15 months. HopOn Loans is committed to creating the loan that best suits your needs and you control how much to borrow, and how much you can afford to repay each month.
tailor-made loans from R 5 250 to R20 000
Offering loans since 2004
HopOn Loans application procedure
In order to apply for a HopOn Loan, simply use the sliders to select the ideal amount and duration for repayments. Next, check that the Interest & Fees are affordable and once you’re happy with the details, simply click “Get started now”.
In order to successfully fill out the HopOn loan application form, you should make sure you meet the following ciretria:
Have a South African ID number
Be 22 to 60 years old
Be employed full time
Have a personal bank account in your name
Have an email address and a cell phone
Have permission from your spouse if you’re married in community of property or under customary or foreign law
Circle Finance offers short term loans and long term loans. Short term loans are in the form of payday loans which are payable around your next pay day.
Circle Finance understands that each individual has unique financial circumstances. It’s for this reason that the institution sets repayment terms that are determined by individual credit profiles.
Short term loans are provided, which may be useful for paying for emergency repairs, repairing a burst geyser or paying for fuel costs for the month.
Circle Finance loan Requirements
Be older than 18 years of age
Be employed for more than 6 months
Provide your latest payslip
Provide a valid South African ID
Provide proof of banking
With Circle Finance, you are assured of a convenient loan process. You can visit their website to apply for a loan. This gives you the benefit of not having to wait in any long bank queues or having to go through tedious face-to-face interviews with consultants. You can apply from wherever you are, as long as you have a secure internet connection as well as the required documentation and information.
Visit Circle Finance here:
6 Tandlea House
Cnr De Wet 7 12th Ave