Microfin Cash Loans

Viva Cash Loans

Get your cash loan with Viva Cash Loans, With Branches across South Africa you get an instant decision whether you qualify for a loan or not. Put your Cash worries aside with Viva Cash Loans


VIVA CASH LOANS Paardeneiland
52 Section St, Paardeneiland, Paardeneiland, Western Cape, South Africa

12b Kerk St, Koppies, Koppies, Free State, South Africa

Viva Cash Loans Fort Beaufort
15 Barrack St
Fort Beaufort
Phone: 046 645 3265

Viva Cash Loans Nelspruit Mbombela
Tel No : (013) 753-3610

Viva Cash Loans Rustenburg
47 Loop St, Rustenburg, 0299, South Africa
North West
Post Office box: 7439, Rustenburg, 0300
Phone: 014 597 1496

Loans in Bloemfontein with JN Finance

Apply for a loan of up to R6 000 with JN Finance in Bloemfontein. JN Finance comprises of  of Impala Finance, Amantla Finance, Zani Finance, Kagiso Finance, New Africa Finance, Rainbow Finance, Mangaung Finance, Iwita Finance, Hamilton Finance.


051 448 1003 – Aletta Botes
131 A St Andrew Street


051 448 9777 – Eckhardt Booysen
131 B St Andrew Street


051 448 4793 – JP Botha
22 Fontein street


051 448 0471 – Marius Botha
92 Nelson Mandela street


051 448 8444 – Ronald Pieterse
27 Fichardt Street


051 448 8282 – Lelanie Jordaan
7 Charles street


051 432 7385 – Chris Pietersen
6 Dennis Pooley street


051 448 8889 – Reggie Rautenbach
64 Harvey road


051 435 8100 – Marius Muller
7 Dunlop Street

Policy Trader – Cash for the policy

Policy Trader provides an alternative to a personal loan by providing an option to SELL YOUR restricted investment.

Policy Trader

No matter whether you have bad/poor credit history, Policy Trader is able to provide you with an option that does not require you to apply for a loan or pay back any interest. No credit vetting (credit check) and no interest is charged because you  are selling something you own.

If you own an endowment policy, structured product or preference shares which is restricted, you are still able to sell it for a market related price even though the life companies or product providers are not able to offer you a price due to it being restricted. Policy Trader will pay out the agreed cash amount within 48 hours*, making the process quick, simple and hassle free.

Products that don’t qualify at Policy Trader

are: Retirement annuities, new generation pure life cover only policies, deferred compensation, policies that have already matured and lastly funeral policies.


021 551 8222


+27 (0)86 538 4995



Physical Address:

Unit 223, The Quays, Park Lane, Grand Central
Century City
Cape Town

Postal Address:

PO Box 744

Xcelsior Financial Services

Xcelsior Financial Services offer a credit facility against any movable assets. The application process is quick, easy and paperless. You can have the cash transferred to the bank account of your choice within 45 minutes. There is no lengthy administrative process and no red tape. Loans are available from a minimum of R5 000 to a maximum of R500 000 and only limited to the value of assets offered as security.
XCELSIOR’s unique loan model makes us the preferred short term credit provider in South Africa. We believe in doing well by doing good.

You would need the following to qualify:

• You would need to own a FULLY paid up movable asset that is in your name, for example we take: Cars, Trucks, Motorcycles, Trailers, Boats ETC.

• Once the loan amount is accepted we then pay it out in any bank account of your choice, the money is available even before you leave our premises. The whole process takes approximately 45 minutes.

• The vehicle does stay with XCELSIOR in a security storage facility along with the original RC1 papers and once the loan is paid up we release both your asset and RC1 back to you within 24 hours.

• You will need to bring your ID and drivers license to any of our 5 branches when taking out the Loan with Xcelsior.

No affordability assessments or credit checks. Any client is welcome as the value of the assets used as security determines the qualified loan amount.

Contact Xcelsior Financial Services


Contact Numbers: +27 (0)12 997 1062
+27 (0)12 997 3946
E-Mail Address: info@xcelsiorloans.co.za
Office Address: Building 2, Villebois Office Park
Cnr De Villebois & Jacques Streets
Moreleta Park

Tel: 011 894 4166


Email: boksburg@xcelsiorloans.co.za

Web: www.xcelsiorloans.co.za

100 Elizabeth Road Bartlett, Boksburg,

El Ridge Office Park,

Block C No:

7 First floor

Contact Numbers: +27 (0)12 546 9207
+27 (0)12 546 9421
E-Mail Address: pretorianorth@xcelsiorloans.co.za
Office Address: Office 107
Normed Centre
260 Burger Street
Pretoria North


Contact Numbers: +27 (0)13 656 0058
+27 (0)13 656 0275
Fax Number: +27 (0)13 656 0018
E-Mail Address: witbank@xcelsiorloans.co.za
Office Address: Smokey Mountain Office Park
Unit 11A, Ground Floor
Route N4 Business Park, Ben Fleur x11
Contact Numbers: +27 (0)11 262 0086
+27 (0)11 262 0087
Fax Number: +27 (0)11 262 0084
E-Mail Address: sandton@xcelsiorloans.co.za
Office Address: Pinmill Farm, Block G, 1st Floor
164 Katherine Street

Contact Numbers:+27 (0)11 475 1579 +27 (0)11 475 1773
Office Address:
Shop 10, Retail Section of Constantia Office Park
Corner 14th Avenue & Hendrik Potgieter Road
Constantia Park
(Next to Samsung Smart Care Centre)

Circle Finance

Circle Finance offers short term loans and long term loans. Short term loans are in the form of payday loans which are payable around your next pay day.

Circle Finance understands that each individual has unique financial circumstances. It’s for this reason that the institution sets repayment terms that are determined by individual credit profiles.

Short term loans are provided, which may be useful for paying for emergency repairs, repairing a burst geyser or paying for fuel costs for the month.

Circle Finance loan Requirements

  • Be older than 18 years of age
  • Be employed for more than 6 months
  • Provide your latest payslip
  • Provide a valid South African ID
  • Provide proof of banking

With Circle Finance, you are assured of a convenient loan process. You can visit their website to apply for a loan. This gives you the benefit of not having to wait in any long bank queues or having to go through tedious face-to-face interviews with consultants. You can apply from wherever you are, as long as you have a secure internet connection as well as the required documentation and information.

Visit Circle Finance here:
1st Floor
6 Tandlea House
Cnr De Wet 7 12th Ave

JDFS Loans

JD Financial Services is a financial solutions provider underwritten by Maravedi Financial services. Tailored solutions are designed to meet your personal and lifestyle loan needs. Insurance related products are also offered. Paying for various expenses is made easier by obtaining credit from JD Financial Services.

JD Financial Services has partnered with brands such Barnetts, Bradlows, Electric Express, Incredible Connection, Hi-Fi Corp, Joshua Doore, Morkels, Price and Pride and Russells.

You can finance any of your furniture or appliances with fixed instalments for a fixed term or interest rates as low as 5%. With over 1000 stores to choose from, there is an array of options for obtaining tailor-made solutions to finance your needs.

What is required?

A valid South African I.D.
Latest payslip
Bank statements (last 3 months)
Proof of residence

If you are self-employed, provide your latest 3 months’ bank statements and last 6 months’ business bank statements, income tax certificate.

You’ll also need to provide proof of Credit Life Insurance in your name.

The institution provides clients with 60 months to repay credit taken out. There are monthly statements that will be sent to you after repayment.

These repayments are made via debit order, EFT or in-store at any of the stores mentioned previously.

To see if you qualify, log onto www.jdgroup.co.za or simply SMS your name, surname and ID number to 4153.

Dunami – Instant Cash Loans

With Dunami you get instant Cash Loans, Apply now and get instant approval on small hassle free Loans.  Loans range from R1000 to R5000 repayable over one to six months. Our application process is web and mobile enabled, meaning clients can apply at anytime from anywhere.

Dunami Head Office

(021) 11 00 600
Suite 702 Boland Bank Building,
16 Lower Burg Street
Cape Town


ABSA bring real convinience through ABSA ATM Loan. Instead of queuing inside a branch for a loan, with ABSA ATM Loan it becomes easier for you when you’re able to apply for a personal loan through internet banking, cellphone banking, at an Absa ATM or if you prefer at your nearest branch.

ZERO Interest charges

If the ABSA ATM loan is paid within a month, there are zero interest charges. Only a small start-up fee is applied on all ATM loans. This loan has very low processing requirements and formalities, for they only check your credit history and access to online banking.

When applying through any ATM machine across South Africa, and once approved, the money is available instantly in your account.

Head down to any Absa ATM today
or call 0860 100 372