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    FNB Smart Spend Loan

    Posted by admin on February 25, 2016

    FNB  Smart Spend loan is available to FNB and non-FNB clients who are in need of a financial kick-start to get them going. You can take out the loan as an individual or as part of a loan scheme negotiated with your employer. Loans from R2 000 or more, depending on your financial profile, with flexible repayment periods from 6 to 60 months are available.

    Features of an FNB Smart Spend Loan

    • Take a loan from R2 000 or more, depending on your financial profile, with flexible repayment periods from 6 to 60 months.
    • You get to take a break every January from paying your loan instalment
    • Repayments are done via a monthly debit order and your instalment amount will remain fixed over the loan period, even if interest rates go up.
    • The loan is offered with insurance which covers the original loan amount in the event of death, retrenchment, dread disease as well as temporary and permanent disability.
    • You can get a valid quote for 10 days within which you can either accept or decline the loan offer.
    • You get to choose either a voice-logged contract or a paper-based contract that is face to face with our branch consultants in any of our branches.
    • Individuals banking with FNB, will get lower interest rates.

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