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Mpowa Finance Loans on the Same day

Mpowa Finance is a South African micro lending house which has committed itself to providing fast and convenient payday loans.This business concern has become the preferred home of credit for many because all applications are submitted online which means you don’t have to leave your fixed abode to apply, all contracts are signed as well as voice recorded for the protection of both parties, the rates are in line with the National Credit Act and are among the lowest in the country.

To obtain Mpowa finance which goes up to a maximum amount of R2500, a customer should just complete the online application and create an account, a loan contract is then emailed by Mpowa immediately, a customer is then required to upload the latest 3 months bank statements and signed contract, it is a requirement that a loan consultant phones the customer for a voice recording of the contract details. For those who are reapplying, you just need to login to the website anytime and request a new loan, a new contract is emailed which is followed by a voice recording and cash is paid into customers account.

Loan amounts are repaid in full customers payday by debit order. Mpowa finance can be contacted on 0861228228 and trained consultants will be on hand to assist.

Capitec Bank Loans of up to R230 000

With Capitec Loans, clients are granted access to R230 000 in funds with fixed monthly repayments. Clients are given repayment terms of between 1 and 84 months. The Multi-Loans service offered by Capitec is a monthly credit facility offering up to R4000 in finance. Application documentation required includes a South African identity document, original proof of residential address, the latest salary payslip and 3 months’ bank statements. In addition, clients are offered an opportunity to consolidate other existing loans. Inclusive in the loan packages are free retrenchment and death cover.

Capitec LoansGiving clients more value, Capitec only charges interest and fees on money transferred and the money is repayable in full each month. Qualifying clients’ loans are made available within minutes after approval enabling clients to do card payments or get cash at supermarket tills and ATMS.

The bank subscribes to responsible lending practices and has strict affordability assessment and prudent provisioning for bad debt. Clients are encouraged to make the best credit decisions. They can make use of Capitec’s credit calculator to see how much they need and the length of time needed to repay it.
For Capitec’s unmatched loan solutions, call: 086 010 2043.

Kathlego Cash Loans

Need a loan fast? Payday loans or fast loans are an easy way to get extra money in times when needed. At Kathlego,Cash Loans you can get loans online fast without leaving the office of your home. The online application process is clear and straightforward and allows you borrow up to R3000. Within three easy steps, you can money in your bank account.

Kathlego Cash LoansUnfortunately, many private lenders have gained bad reputations in regards to short terms loans and to do ask very high interest rates and since not many banks offer you fast loans within 24 hours, financial institutions like Kathlego has made it their mission to help people in a financial crises.

Many times, we have to handle situations that affect us financially throne in our way. This often requires extra money but a few of us do have money laying around for emergencies. What do you do if you need to go to the emergency room with your child after a school injury and your medical aid is depleted? Alternatively, what do you do if your cash flow is affected by costumer’s late payments? Kathlego Cash Loans is an option to consider.

Unfortunately, people who are blacklisted will not be able to qualify for a fast loan or if you still have an overdue account. However, the good news is that if you have paid your account, you can apply for a second loan if you need cash again.

FinSA Loan services

FinSA Loan services are offered in packages ranging from R1000 to R150 000 with this institution. In addition to the convenience provided by the application process, repayment terms are flexible. 3 to 60 months is the amount of time given to repay. In this way, clients have a reasonable amount of time to repay the loan, without putting too much stress on their finances. Applicants need to be South African citizens with a valid I.D. They’ll also need to provide their latest payslip as well as 2 months’ bank statements.

Addressing both short and long term finance needs through Finsa is a viable solution. Prospective Finsa Loans clients can simply log onto the website, and complete the form.

They should clearly state how much they need to borrow, as well as for how long. This can all be done from the convenience of your home or without having to leave the office to go join lengthy queues.

Contact Finsa by calling them on: 031 306 0075 or by emailing:

PayDay Advance from Cash Converters

PayDay Advance is a simple way for customers to get a much needed cash boost as a short-term loan till their next payday. The product from Cash Converters is fully compliant with the National Credit Act. This means that you can apply for a Cash Converters loan online.  

Cash Converters strives to continuously provide its customers with an easy way to access cash. In these tough economic times many consumers are cash strapped and access to ready cash is always greatly needed.

This latest product is the simplest way to get a short-term loan till your next payday. All you need to comply for the loan is to be currently employed and have a bank account, as easy as that. On taking out your first loan with Cash Converters you will be issued a PayDay Advance customer card that will make your next advance much easier. This card can also be used at any other participating Cash Converters Store.

Richard Mukheibir, the managing director of Cash Converters South Africa, says we the balance of 2009 in an effort to make the product available to all South Africans. He goes on to add that the PayDay Advance product launch in South Africa is following the international trend in response to consumers’ needs to readily access cash.

The original way to access cash was to convert all those unwanted goods that you have at home into cash by selling them to Cash Converters. You simply bring your goods to the store in Victoria Centre where you will be paid instant cash for your goods. This is an easy and quick way of disposing of your goods. Nor do you have to incur costs of advertising and then having to deal with complete strangers in your home

Finchoice KwikAdvance

KwikAdvance is a great option for people who need to get short-term finance to help manage their monthly cash flow. KwikAdvance is made available by FinChoice, offers South African HomeChoice customers of good credit standing with a bank account, a range of personalised loan options.

There are many benefits to KwikAdvance, including:

  • You can get a loan from R100 to R2 000
  • You pay it back on your next payday
  • It takes just 10 minutes to apply
  • Request your next KwikAdvance 24/7 using KwikServe

FinChoice KwikServe

With FinChoice KwikServe you can check your loan balance in less than 1 minute and you can request a new loan in less than 2 minutes. Skip a payment when times are tough and arranging this takes less than one minute.

Getting the finance you need to get you through the month is a great benefit to have, especially when it comes of unforeseen expenses. FinChoice offers you the option of applying for a payday loan quickly and easily, and you can take additional loans as well, providing that your account remains in good standing and that you always pay on time.

How to Apply

Call FinChoice and have your ID number ready, as well as your bank account details. Next, your Gold Card needs to be activated and this takes around 2 minutes. Your money will be available within 24 hours. Now you can manage your account 24 hours a day, using KwikServe.

FinChoice also offers other loans, and you can take out a personal loan of up to R25,000. You can also take out a personal protection plan to make sure that you are covered in the event that something happens to you and you cannot repay the loan.

Capfin Loans at PEP Stores

Now you can get a loan for up to R10 000 at Capfin by applying online through PEP stores if you are located in South Africa.

capfin_loansCapfin, a registered credit provider, is owned by the PEPKOR Group of Companies and has been giving out loans to millions of clients, and has been designed to suite ever PEP costumer’s individual need. Although there are no PEP stores loans online, you can apply in store easily.

When you are ready to take the next step into gaining financial freedom by applying for a loan online, you will need the following:

  • A South African ID,
  • A cell-phone,
  • A month’s salary paid into a bank account
  • Proof of income

After the application has been received by the customer service, the applicant will receive a SMS of acknowledgement within 30 minutes. Capfin will then call the customer in order to process a telephonic application that is quick and convenient. If the loan application is successful, the applicant will receive the loan amount within two days.

When you apply online for a PEPS stores loan, you will be able to apply for a loan without any hassles and the service is efficient and simple. Do not waste any time by standing in long queues at the bank and thanks to technology, the days of signing piles of application forms are something of the past.

If you are looking for a short-term loan that can be obtained quickly accompanied with excellent service that is reliable and trusted, do not hesitate to apply for a loan online at any PEP stores. With over 2500 stores nationwide where you are able to apply, you will soon be able to buy the perfect gift for you or your loved one at any time of the year for any occasion. Do not hesitate, find your nearest PEP store, and apply today.

Old Mutual Finance Loans

Out of the personal solutions is the Old Mutual personal loan and the Old Mutual My Money Plan. The personal loan gives clients financial freedom of choice and power to meet financial commitments such as paying school fees or buying school uniforms, paying for unexpected medical or family expenses, buying a car, carry out home renovations etc.

Old Mutual My Money Plan
Old Mutual My Money Plan

This loan which is offered from a minimum period of 3 months to a maximum of 48 months offers up to R100,000 with fixed interest rate at the time of the loan application but interest rate applied is based on personal credit profile. Applicants for this popular finance facility should have been employed for at least 3 months with the same employer and valid South African identity document. My Money Plan is the plan that enables customers to take control of finances through debt consolidation, monthly cash payments and future planning.

There are different ways of applying for the Old Mutual finance. Customers can apply on-line by simply filling in an on-line application form with supporting documentation. An application can also be done telephonicaly or even physically apply at an Old Mutual branch.

Old Mutual can be contacted on 0860000886.

Loans Acceptable

Loans Acceptable
Loans Acceptable

Loans Acceptable is a registered financial institution that was established in July 2007 and offers fast cash loans of up to R7000 within a specified period of 24hours upon applying. The creditor has other branches around South Africa but its origins were at the Gezina Branch in Pretoria.

A client can apply for a personal loan of up to R20 000. Loans Acceptable provides different types of loans and these include: personal and home loans.

Apart from providing cash to South Africans, the creditor provides cell phone contracts, funeral plans, insurance, second bonds and motor vehicle financing. Worth noting is that the creditor does not take into consideration a client’s credit records when offering loans hence all blacklisted people can apply for loans at Loans Acceptable.

The financial institution abides with the New National Credit Act that was enforced on 1 June 2007.

Loans Acceptable can be visited at ERN – Ric Building 280 Voortrekker Street Gezina, clients can also send emails to